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Tesco Credit CardTesco have long been a well-known brand name in the United Kingdom. For many years they were happy to provide fruits, vegetables, meats and general groceries to consumers. However in the early nineties the era of the ‘Superstore’ gained momentum and outlets which previously sold groceries alone were branching into electrical goods, entertainment retail and clothing lines and their bids to become a ‘one stop shop’. In the late nineties this developed into a provision for financial services and now Tesco offer a range of products to their customers. These products take the Tesco name but always have a partner behind the product driving it on (such as a major banking institution). Currently Tesco offer loans, insurance (including travel, pet and motor), savings products, travel money, a flexible mortgage and of course their credit card. The Tesco credit card offers a low introductory rate on purchases and balance transfers, an obvious benefit for those with existing cards looking to switch. They also offer the potential addition of a cardholder protection plan for the cautious to protect against theft or misuse. Prospective credit card holders can apply online with the form taking around fifteen minutes to complete. The Tesco website states that they conduct a credit check immediately on submission of your details and that you can have decision on your application in less than sixty seconds. So if you are looking for speedy access to a credit card with competitive rates than you should keep in mind the Tesco product.
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