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Compare UK Credit Cards
UK

Welcome to our compare UK credit cards section of the Credit Card Store. In this credit card comparison table you will find that we have listed some of the most important points when considering which credit card you are planning to apply for next. Whether you are seeking a 0% balance transfer card, 0% credit card for purchases or even a card that will offer you a preferential rate for cash back when purchasing goods using the compare credit cards table below, you should be able to identify the possible cards that will suit you quickly and easily.

We have listed what we believe are the most important points of the available credit cards, if you are seeking a particular type of credit card for its' introductory offers then you could check the 0% balance transfers, 0% credit cards or cash back credit cards section depending on your requirements.
Credit Card Provider
Intro Balance Transfer Rate
Intro Purchase Rate
Typical APR variable
Cash Back?
Additional Points
Comments
Nat West
0% for 9 months
[2% fee]
0% for 9 months
16.9%
No
  • Gold and Platinum cards benefit from free purchase protection
  • 1 year extended warranty on household goods

Some fantastic introductory offers from Nat West.
Apply Now

Virgin

0% for 13 months [2.98% fee]

0% for 3 months
15.9%
No

One of the longest 0% balance transfer offers available. Now improved with 0% on purchases for 3 months.
Apply Now
MBNA Points Card
0% for 12 months
[3% fee]
0% for 3 months
15.9%
No
  • Earn 2000 points when you first use the card
  • Earn more points as you spend with the card
  • Manage your account online

A fantastic offer from MBNA.
Apply Now
             
Barclaycard Platinum
0% for 12 months [2.5% fee]
0% for 3 months
14.9%
No
  • Identity protection service
  • Fraud protection
  • Delivery promise

A good offer from the Nation's favourite credit card company
Apply Now
Sainsbury's

5.9% pa for life of balance

0% for 10 months
15.9%
No
  • Free booklet of money-saving vouchers for use in Sainsbury's
  • No annual fee or balance transfer fee

Sainsbury's offers one of the mort attractive introductory offer of 0% on purchases available in the UK
Apply Now
RBS
0% for 9 months
[2% fee]
0% for 9 months
16.9%
No
  • Exclusive wine club offers
  • Online access to your account
  • Typical APR 16.9%

A very attractive offer from RBS.
Apply Now

Post Office

0% for 8 months [2.5% fee]

0% for 3 months
14.9%
No
  • Free purchase protection
  • No commission on purchases made abroad
  • Lower APR is available for larger purchases
  • Typical APR 14.9% variable

Recently been increased from 6 months to 8 months on 0% balance transfers
Apply Now
Sony
(MBNA)
0% for 9 months [3% fee]
N/A
15.9%
Sony Rewards
  • Earn 3000 Sony points with your first transaction (within 4 months)
  • Earn 1 Sony reward point every £1 spent (TRIPLE on Sony products)
  • Up to 56 days interest free grace
  • Typical APR 15.9% variable

A great offer from Sony, with a smart card design and a good reward scheme.
Apply Now
Capital One Classic
None
None
29.9%
No
  • Almost guaranteed acceptance
  • Choice of various credit card designs
  • A credit card for poor credit histories

The Capital One Classic credit card is probably the best credit card for those with a poor credit rating
Apply Now

 
 

 

There are many types of credit cards listed above and may seem confusing what type of credit card that is actually best for you. It may be in your interest to actually sit down and work out your planned spending and how much you can actually repay every month. From this the choice should begin to seem a little clearer.

For example:
You have a balance to transfer and save on interest charges - a card with 0% balance transfer option
You plan to use the card every month, but not to pay the balance in full - a 0% purchase rate card will save money on interest charges
You plan to use the card for spending and pay the balance in full every month - a high rate cash back credit card

Of course these points are only guidelines to try and help you understand different credit card offers, the choice that you make is completely up to you, if you are unsure you should seek independent financial advice.

 

  


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