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You need a new UK
credit card and are unsure of what type of credit card
that you require or you do not know the best way of comparing credit
cards.
First of all you need to
ask yourself some questions about your credit card requirements.
0% Balance Transfers
The majority of visitors
to Credit Card Store already have a credit card and have a balance
outstanding on it and are looking for a new credit card that will
offer an introductory 0% balance transfer period. This will save
money on any interest charges that will accrue on their current
credit card. We have many 0% balance transfer offers that are updated
regularly on our site, just click the link for 0%
balance transfers to view these great money saving credit cards.
0% Credit Cards for Purchases
There are also many visitors that are looking
for cheap credit for any purchases that they are planning to make.
Why pay up to 25% apr by taking out finance options in many stores
when you could use these 0% credit card offers to make payments
and not have to pay any interest for up to 6 months? These cards
are generally more difficult to attain if you have any type of bad
credit history but they are a very powerful way of saving you interest
if you are accepted. To find Credit Card Store's list just click
on 0%
credit cards. When the introductory offer runs out don't just
accept this, you should not be tied in to any deal that these credit
card companies offer, that means that you are free to transfer this
balance to a 0% balance transfer offer when the 0% purchase offer
expires.
Cash Back Credit Cards
These credit cards are for those users who can
pay their balance in full every month. There is virtually no point
in taking a cash back credit card and not paying the balance in
full every month. This is because these offers generally come with
a higher apr than other credit cards and if there is an outstanding
balance you will be paying more than you will earn by using the
cash back option. However, if you do pay the balance and are looking
for a great way of saving/earning more cash (this really depends
on which way you look at things!) these cash
back credit cards are fantastic.
These are the 3 main types of credit cards
in the UK, there are also some credit cards that are especially
aimed at those with a poor credit history such as Capital One and
there is also the prospect of secured credit cards and prepaid credit
cards coming into the UK market. The prepaid credit cards will work
in a similar way to having a switch card, the major advantage of
this would be a parent prepaying their children's card with a predetermined
amount for shopping or maybe your wife's card too! These types of
cards are very popular in the US at the moment and it seems only
a matter of time before they make an appearance here in the UK.
So you think that you are ready to start looking
for the best credit card for you? Start by going to our
compare
credit cards section where you will find a list of great credit
card offers, what special introductory incentives that they have
and many other points of interest.
Happy shopping!!
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