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Nat West credit card
Nat West
0% balance transfers and purchases for 9 months. Apply today.
virgin
Virgin
Earn Virgin reward vouchers! 0% balance transfers and choice of card designs
MBNA Rewards Credit Card
MBNA Points
0% balance transfers for 9 months and earn MBNA rewards as you spend
American Express credit card

 

 
 

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Comparing UK Credit Card Offers

You need a new UK credit card and are unsure of what type of credit card that you require or you do not know the best way of comparing credit cards.

First of all you need to ask yourself some questions about your credit card requirements.

0% Balance Transfers

The majority of visitors to Credit Card Store already have a credit card and have a balance outstanding on it and are looking for a new credit card that will offer an introductory 0% balance transfer period. This will save money on any interest charges that will accrue on their current credit card. We have many 0% balance transfer offers that are updated regularly on our site, just click the link for 0% balance transfers to view these great money saving credit cards.

0% Credit Cards for Purchases

There are also many visitors that are looking for cheap credit for any purchases that they are planning to make. Why pay up to 25% apr by taking out finance options in many stores when you could use these 0% credit card offers to make payments and not have to pay any interest for up to 6 months? These cards are generally more difficult to attain if you have any type of bad credit history but they are a very powerful way of saving you interest if you are accepted. To find Credit Card Store's list just click on 0% credit cards. When the introductory offer runs out don't just accept this, you should not be tied in to any deal that these credit card companies offer, that means that you are free to transfer this balance to a 0% balance transfer offer when the 0% purchase offer expires.

Cash Back Credit Cards

These credit cards are for those users who can pay their balance in full every month. There is virtually no point in taking a cash back credit card and not paying the balance in full every month. This is because these offers generally come with a higher apr than other credit cards and if there is an outstanding balance you will be paying more than you will earn by using the cash back option. However, if you do pay the balance and are looking for a great way of saving/earning more cash (this really depends on which way you look at things!) these cash back credit cards are fantastic.

These are the 3 main types of credit cards in the UK, there are also some credit cards that are especially aimed at those with a poor credit history such as Capital One and there is also the prospect of secured credit cards and prepaid credit cards coming into the UK market. The prepaid credit cards will work in a similar way to having a switch card, the major advantage of this would be a parent prepaying their children's card with a predetermined amount for shopping or maybe your wife's card too! These types of cards are very popular in the US at the moment and it seems only a matter of time before they make an appearance here in the UK.

So you think that you are ready to start looking for the best credit card for you? Start by going to our compare credit cards section where you will find a list of great credit card offers, what special introductory incentives that they have and many other points of interest.

Happy shopping!!

 

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