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Welcome to our section providing even more information on credit cards, debt and other financial issues in the UK.
Cash Back Credit Cards
- What Are Cash Back Credit Cards?
Cash back credit cards have been around for a number of years and are very popular today. While many people want cards, which have 0% interest rates, credit cards with cash back rewards are just as popular. They are excellent for people who are responsible and make their monthly payments on time.
General Credit Card Topics
- What Is A Universal Default?
A universal default is a recent term which has been added to the user agreement of many credit card companies. It basically states that the bank or credit card company has the right to review your credit report whenever they choose, and if they find information on your report which lowers your credit score, they can increase the interest rate that you have on your credit cards.
- What To Do If Your Credit Card Is Lost Or Stolen
While credit cards can provide you with a high level of convenience, if they are stolen or lost you could be in a lot of trouble, especially if you don't have cash. The situation can be even worse if you are traveling in a foreign country.
Credit Topics
- What The New Bankruptcy Law Means For Those With Bad Credit
Most people have heard about the new bankruptcy law which will make it harder for people to get out of debt. Those who choose to file Chapter 7 bankrutpcy will find themselves paying much higher fees to lawyers, and the rates for these fees may be increase as much as 90 percent. They will also be given more time to review the documents of those who attempt to file for bankruptcy.
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