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Compare UK Credit Cards

UK

Welcome to our compare UK credit cards section of the Credit Card Store. In this credit card comparison table you will find that we have listed some of the most important points when considering which credit card you are planning to apply for next. Whether you are seeking a 0% balance transfer card, 0% credit card for purchases or even a card that will offer you a preferential rate for cash back when purchasing goods using the compare credit cards table below, you should be able to identify the possible cards that will suit you quickly and easily.

We have listed what we believe are the most important points of the available credit cards, if you are seeking a particular type of credit card for its' introductory offers then you could check the 0% balance transfers, 0% credit cards or cash back credit cards section depending on your requirements.

Credit Card Provider
Intro Balance Transfer Rate
Intro Purchase Rate
Typical APR variable
Cash Back?
Additional Points
More Details
Mint Credit Card
Mint
0% for 13 months
[3% fee]
0% for 6 months
15.9%
No
  • Instant Online Decision
  • Additional offer of 0% on transfers in Jan 2010 until July 2010 [3% fee]
  • Unique card design
  • Free additional card for friend or partner

More Details /
Apply Now


Virgin Credit Card

0% for 15 months
[2.98% fee]

0% for 3 months
15.9%
No
  • One of the longest 0% balance transfer offers available.
  • Discounts at Virgin Megastores, on your mobile phone bill, Virgin wines, travel and insurance
  • Virgin credit card review

More Details /
Apply Now


Capital One
Balance Transfer
and
Purchase Offer
Credit Card
0% until 1st January 2010
[2.9% fee]
0% until 1st Jan 2010
16.9%
No
  • Free identity theft service
  • Choice of fantastic card designs
  • Suitable for good credit applicants

More Details /
Apply Now

Halifax
Halifax One Card

0% for 10 months
[3% fee]
0% for 10 months
15.9%
No
  • Choice of stylish colours
  • Great introductory offers
stars

More Details /
Apply Now

Sony
Sony
(MBNA)
0% for 12 months
[3% fee]
0% for 3 months
15.9%
Sony Rewards
  • Earn 3000 Sony points with your first transaction (within 4 months)
  • Earn 1 Sony reward point every £1 spent (TRIPLE on Sony products)
  • Up to 56 days interest free grace period

More Details /
Apply Now

Capital One
Capital One Low Rate Credit Card
None
None
8.5%
No
  • Low typical APR of 8.5%
  • Free identity theft service
  • Choice of great card designs
  • 8.5% on balance transfers until August 2012 [No fee]

More Details /
Apply Now

Capital One
Capital One Platinum Card
0% until 1st October 2009
[3% fee]
0% until 1st October 2009
15.9%
No
  • Free identity theft service
  • Choice of fantastic card designs
  • Suitable for good credit applicants
MBNA
MBNA Platinum Plus
0% for 13 months
[2.9% fee]
0% for 3 months
15.9%
No
  • Online account management
  • Long introductory offers
  • Free 24 hour worldwide Customer Satisfaction Helpline

More Details /
Apply Now

HSBC
HSBC

0% for 13 months
[2.5% fee]
0% for 3 months
16.9%
No
  • Card security – five security measures to give you confidence when you spend
  • Up to 56 days interest free credit
  • Aimed at good credit applicants
  • Online account management

More Details /
Apply Now

Barclaycard
Barclaycard Platinum
0% for 12 months
[2.5% fee]
0% for 3 months
14.9%
No
  • As seen on TV - Free Gadget Insurance
  • Identity protection service
  • Shop safer with Barclaycard's Fraud Protection monitoring your account
  • Purchase delivery protection protection against loss or damage to orders made.
Nat West
Nat West
0% for 13 months
[2.9% fee]
0% for 6 months
15.9%
No
  • Gold and Platinum cards benefit from free purchase protection
  • 1 year extended warranty on household goods
stars

More Details /
Apply Now

Capital One
Capital One Classic
None
None
34.9%
No
  • Aimed at applicants with a bad credit history.
  • Almost guaranteed acceptance
  • Choice of various credit card designs
  • A credit card for poor credit histories

More Details /
Apply Now

Virgin Prepaid Credit Card
Virgin Prepaid Credit Card
None
None
None
No
  • Load the credit card with the amount you are willing to spend
  • Great for kids on a budget or applicants with bad credit history
  • Costs £9.95 to buy and 30p for every £10 spent
 
 

 

There are many types of credit cards listed above and may seem confusing what type of credit card that is actually best for you. It may be in your interest to actually sit down and work out your planned spending and how much you can actually repay every month. From this the choice should begin to seem a little clearer.

For example:
You have a balance to transfer and save on interest charges - a card with 0% balance transfer option
You plan to use the card every month, but not to pay the balance in full - a 0% purchase rate card will save money on interest charges
You plan to use the card for spending and pay the balance in full every month - a high rate cash back credit card

Of course these points are only guidelines to try and help you understand different credit card offers, the choice that you make is completely up to you, if you are unsure you should seek independent financial advice.